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Citi® Dividend Platinum Select® MasterCard® Review

The Citi® Dividend Platinum Select® MasterCard® is a rewards card that offers cash back on all your purchases. This allows you to earn points fast and earn them in a variety of ways. The card offers a special introductory rate on balances transfers and the card has no annual fee. This card is recommended for those with good to excellent credit and is one of the top rates Citi credit cards available. Here is a summary of the card’s features:

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Ever sincethe 2009 federalcrackdown on abusive credit card practices set out to expose companies that unfairly charged consumers to use their cards, a number of other credit card abuses have been discovered.

According to a report released by the Credit Card Accountability Responsibility and Disclosure (CARD) Act and a study from the Pew Health Group’s Safe Credit Cards Project, while most of the practices deemed unfair or deceptive by the Federal Reserve have disappeared, credit card companies have come up with new harmful behaviors to take their place.

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Q: Is there an American Express for fair credit scores? I know Amex is a lot pickier than other credit cards and my credit is only fair because I have a couple past blemishes. Do you think there’s any chance of me getting approved for an American Express card?

A: Thanks for your email Julie. Indeed, American Express is known to arguably be the most stringent credit card issuer out there. This is even more true today, now that we are recovering from the credit crunch of ’08-’09. If yo

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Foreclosures in Honolulu surge

While some cities in the Continental U.S. have seen the rates of foreclosure slowing in recent months, the numbers have been skyrocketing in Hawaii’s capital.

According to a report in the Honolulu Star, the number of properties in the city that were foreclosed on by banks in the first six months of the year rose more 70 percent from the same period in 2009. The report, which cited regional statistics from the real estate research firm RealtyTrac, found that there were 2,784 foreclosure filings in Honolulu, an increase of 72.3 percent. Full Post…