Finding a financial advisor online

07 Dec 2011 | by Admin | No Comments »

A financial advisor can greatly help you in reaching any of your financial goals you may have for yourself, such as buying a house, sending your children to college, or retiring. Understanding the basics of financial planning is vital, but professional assistance can make all the difference in the long run. However, do you know how to find the right advisor who will make the best decisions for you?

Financial management plays a very important part in your future. It is not an easy task to decide on the right advisor for you with the best qualifications. Many investors hire financial advisors based on their personality, sales pitches, and promises, but personality and sales pitches have little to do with the competence of a financial advisor, and the latter is bound to be empty promises as no one can predict the future of the market.

The Internet has simplified the process of finding a good financial advisor for your needs. Full Post…

Capital One Spark Cash Business Credit Card Comparison

03 Dec 2011 | by Mildred Matthews | No Comments »

Small businesses may need a credit card for several reasons. It can be used as separate method of payment in order to easily distinguish business from personal expenses.  A small business credit card may also be used as a method of finance in order to borrow money. Finally, account holders can receive considerable rewards from using a rewards credit card. Capital One offers its Spark Cash and Spark Cash Select cards for small businesses and sole proprietors that wish to maximize their cash back rewards from their business spending.

On each purchase made, Spark Cash Select customers will earn 1% cash back initially, with another .5% awarded each year on the anniversary of opening their account. Holders of the standard Spark Cash card will simply receive 2% cash back on all purchases. Full Post…

Where can I compare business credit cards?

30 Nov 2011 | by Billy Miller | No Comments »

Woman compares business credit cards online.

A good resource for business owners looking to compare business credit cards is the JD Power 2011 U.S. Credit Card Satisfaction Study. Although a list of credit cards is not available, consumers can find out which credit card companies have the most satisfactory products. Visiting forums that are centered on credit repair can also provide you with valuable information on business credit cards.

Start your comparison now by using the credit card chaser tool!

Utilizing an online credit card finder will also give you a good idea of what to look for in a great business credit card. This site categorizes credit cards by the features available, credit card companies, and types of credit cards.

Full Post…

Q&A: “Good” vs. “bad” debt

28 Nov 2011 | by Porfirio Hillman | No Comments »

Debt tends to attract a negative label with most of the experts and talking heads that expound on the evils of using credit cards or loans in any form. However, you should learn the difference between “good” and “bad” debt.

Good debt

Good debtis borrowing money for things that you need but simply cannot afford to pay in full when you need them.

Even if you had sufficient cash reserves to make the purchase, should paying in full destroy all your available cash, you would be smarter using low interest credit cards.

Creating good debt also requires that you have sufficient cash flow to afford all monthly payments due.

Bad debt

Bad debt is usually defined as “using credit to purchase things you don’t need and cannot afford anyway.” Heavy debt using credit cards can be considered the “baddest,” since their rates are usually high. Always compare cr

Full Post…