Do You Want To Redeem Points for Gift Cards? Then Read This!

30 May 2011 | by Porfirio Hillman | No Comments »

Cashing in your hard earned points for gift cards or gift certificates is one option you have when it comes to redeeming your rewards. If you are the type that likes to trade in your points for gift cards or gift certificates, then there are a few things you should consider when choosing a rewards card. The purpose of a rewards card is to save you money and the way you can do that by maximizing your rewards card so you are using it to the full potential. If gift cards are your thing, then remember to think about these questions when you are on the hunt for a good rewards card. Also, check out the Discover More card featured below which is a great card to use for those that want gift cards!

The first thing to consider when searching for a rewards card is how many participating merchants does the card company partner with. You want to set yourself up with a credit card that gives many options.

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Google Wallet Application Lets Phone Act as Credit Card

29 May 2011 | by Billy Miller | No Comments »

Google announced in a news conference on Thursday its release of a new application that will allow Android smartphones to act as credit cards. The application is called Google Wallet and will integrate credit or debit cards, loyalty cards, gift cards and others into a single application.

How Google Wallet Will Work

According to Google, the application will only work with Android phones from Sprint Nextel that have wireless chips built into them for tap-and-pay. The phones with the near-field-communications (NFC) chips built into them will have a special sticker on them. Older Android phones will be able to have the chip installed.

While Android owners will be able to use the phones in 311,000 stores worldwide that have installed MasterCard terminals, the phones are currently only being offered in New York and San Francisco for now to test the market more accurately.

Application Security and Fraud Concerns

When Google originally announced its plans to release the application in Nov. 2010, c

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Museums On Us Bank of America: Free Museum Admission 2011-2012

28 May 2011 | by Porfirio Hillman | 2 Comments »

In times like these free entertainment is always a major plus, right? If you’re looking for something to do and don’t want to blow your hard-earned dough on a movie or meal, check out the Bank of America Museums on Us program – it gives you free access at over 150 museums!

Who qualifies? All you need is a debit or credit card from Bank of America or Merrill Lynch. You will also need to show your photo ID (like a drivers license or passport) that matches that name on your credit or debit card. One free ticket for admission per cardholder, per visit.

When can you go? The first full weekend of every month.

Which museums participate? This program has been around or several years and it seems to keep growing every year. As I write this, the Bank of America free museum admission was available at 152 institutions. Obvio

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Take Advantage of Great Credit Card Offers by Citibank

27 May 2011 | by Billy Miller | No Comments »

Thinking about a new credit card? Now is the time to check out Citi! Three great offers expire at the end of May so there’s no time to lose.

Although CitiBank Platinum Select® MasterCard®, Citi Diamond Preferred® Card, and Citi Dividend Platinum Select® MasterCard have some basic similarities, there are differences between them so you can choose a card tailor-made to fit your needs.

Here’s the breakdown.

Citi Dividend Platinum Select MasterCard

  • Excellent Credit Rating for Approval
  • No Annual Fee
  • Great 0% introductory APR on balance transfers and purchases for 15 months
  • Amazing continuing cash back bonuses including 2% cash back bonus on all purchases made in the first 6 months and a 1% bonus on all purchase after that.
  • Using the online Citi Bonus Cash Back Center, you can average 5% unlimited cash back on purchases from over 400 retailers.
  • Cardholders can enroll in in a special, rotating category each quarter for a 5% cash back bonus. Until J

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