American Express Membership Rewards Express Program

22 May 2011 | by Porfirio Hillman | No Comments »

American Express offers some of the best rewards programs. The American Express Membership Rewards Program allows you to do the things you love the most by providing you with a wide range of dining, shopping, entertainment, and travel rewards. You can earn points fast and its easy to redeem them whenever you want. You can use your points in whatever way you want and your points never expire. There is no limit on the number of Membership Rewards points you can earn. This means you can save up for as long as you wish and get the rewards you really want.

When you shop online you will earn extra points, 10x points to be exact. There are over 300 brands to shop at the Earn Points section. With the Points Advance option you can get an advancement of points which will allow you to get what you want even when you come up short. If you need to purchase extra points thats not a problem either.

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Bernanke to Senate: Durbin May Result in Bank Failures

22 May 2011 | by Billy Miller | No Comments »

Though the Durbin Amendment is hardly dead in the water, opposition has mounted since the Federal Reserve delayed announcing the regulations. Democratic senator Jon Tester of Montana introduced a bill to delay interchange regulation by two years, while on the other side of the aisle and in the other legislative chamber, Representative Shelley Moore Capito of West Virginia sponsored a similar version with a one-year delay. Banks from JPMorgan Chase and Bank of America to 50-employee credit unions loudly and frequently voice their displeasure.

In the face of growing resistance, coalitions of merchants, retailers and consumer groups closed ranks around Dick Durbin of Illinois, the second most powerful Democrat in the Senate and the amendment’s sponsor, strongest advocate.

Interchange fee regulation was dealt another blow on Thursday, as Chairman of the Federal Reserve Ben Bernanke and FDIC Chairwoman Sheila Bair testified before the Senate Banking Committee. T

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Why Saving Money on Gas is as Simple as Using your Credit Card

21 May 2011 | by Mildred Matthews | No Comments »

The price of gasoline has affected everyone in the country in one way or another. If it’s not the pain at the pump, it’s the increased cost of everything from delivery services to groceries. In fact, high gas prices have created income shortfalls for nearly everyone in America.

Aside from parking the car and walking everywhere (wouldn’t that be a great solution?), there is a simple way you can beat the gas companies at their own game – and the solution may be sitting in your wallet.

Gasoline rewards credit cards that offer cash back rewards for gasoline purchase can put a portion of your gasoline bills back into your wallet. In fact, nearly all gasoline rewards credit cards have programs that can save you money on each gallon of gas you put into your car. Over th

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Citi Thank You Points: How To Maximize Your Rewards Value

19 May 2011 | by Porfirio Hillman | No Comments »

When the Citi Thank You network was first launched it was hailed as being the future of banking: relationship-based rewards for having multiple accounts. Yet now, nearly a decade later (it was launched in ’04) we have seen very few major banks come out with similar programs. Why not? And what are the pros and cons? Just because I advertise their cards doesn’t mean I’m going to hold back on telling you both the good and bad that comes with this rewards program…

  • If you have a qualified Citibank checking account and Citi credit card, the points you earn from them go into one Thank You account. Obviously, this makes it easier to rack up rewards fast.
  • The Citi Thank You rewards program continues to grow larger and I expect the variety of redemption options to keep getting bigger. Why? Because

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