If you’re the type of consumer who pays off their balance in full, doesn’t have to worry about interest because of that, and wants to earn rewards for everything you buy, the ANZ Visa Rewards credit cards might be right for you. Both a standard and gold card option are available and best of all, they both feature low annual fees!
Find out more about the ANZ Visa Rewards credit cards below and decide whether the standard or gold card would be a better fit for you.
Type of Credit Card: Rewards credit card
Interest Rates*: The standard interest rate on purchases is 18.74% with both of the ANZ Visa Rewards credit cards. Cash advances are subject to an interest rate of 19.99%. For the standard ANZ Visa Rewards card, you can take advantage of up to 44 interest free days. You’ll get up to 55 interest free days if you’re approved for a gold card.
Annual Fee*: The standard card has an annual fee of $48. The annual fee for the gold card is $79.
Rewards / Extras*: Both the standard and gold ANZ Visa Rewards cards allow you to earn one rewards point for every $1.50 you spend. The standard card caps rewards at a spending level of $50,000 per year. The cap for the gold card is reached on spending $100,000 per year.
In addition to your basic rewards points, you’ll be able to earn unlimited bonus rewards points when you shop with bonus partners throughout Australia. ANZ allows you to redeem your rewards points for over 500 different rewards options, including shopping vouchers to your favourite stores or cash back.
In addition to the rewards programme, the ANZ Visa Rewards gold card also offers 90 days purchase security insurance.
Additional Details*: The annual fees detailed above both include a $22 rewards programme services fee. That $22 fee is charge for every card on the account, meaning you’ll pay an extra $22 yearly for each additional cardholder.
Apply now!
December 27, 2009
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