Quick Credit Cards

The high percentage of underwater homes has many analysts concerned that they will lead to more foreclosures in the U.S.

Many Americans who are struggling to maintain their mortgage obligations are discovering that home values have plummeted so deeply that they now owe more on their loan than their home is actually worth. A recent report conducted by real estate information website Zillow reveals that more than 20 percent of mortgages in the U.S. are currently underwater.

Miami-Fort Lauderdale home values saw a year-over-year decline of 15.2 percent, while values in Phoenix, Arizona, fell by 11.8 percent. Full Post…

Recently I needed to rent a moving truck for the weekend and was surprised to find out the company I have gone through in the past had changed their rules and now required all renters to have a credit card and not a debt card in order to rent their trucks. This got me thinking about other instances where you might be in this situation where you only have a debt card, but the company only accepts credit cards. Take for instance renting a car. There are car rental companies out there that will only accept credit cards as payment for renting their cars. After searching around I have found there are also companies that will accept debt cards and even cash as a payment option.

Full Post…

Millions stop paying for houses but aren’t evicted.

All across the country, homeowners have simply stopped paying their mortgage – for any number of reasons – but have not been evicted by their lenders.

According to a report in the San Jose Mercury News, this newest trend in the world of banks and consumers dealing with the depressed housing market as best they can has come about for two reasons. First, many lenders have been unable to keep up with the high volume of foreclosures they need to enact because of the sheer number of consumers who have become unable to pay their mortgage. Full Post…

Citi® Dividend Platinum Select® MasterCard® Review

The Citi® Dividend Platinum Select® MasterCard® is a rewards card that offers cash back on all your purchases. This allows you to earn points fast and earn them in a variety of ways. The card offers a special introductory rate on balances transfers and the card has no annual fee. This card is recommended for those with good to excellent credit and is one of the top rates Citi credit cards available. Here is a summary of the card’s features:

Full Post…