Regal eGift Cards

27 Oct 2010 | by Porfirio Hillman | No Comments »

For the special moviegoer in your life, you can now logon to www.REGmovies.com and instantly send electronic gift cards, good on movie tickets and concessions with no hidden fees that never expire! Once you place your order, Regal’s new “eGift Cards” arrive in minutes via email or on a specified delivery date with no shipping charges or service fees. Available in a variety of themed design options, you can also customize “eGift Cards” for each recipient with personalized messages and uploaded photos to add a special touch to the emailed gifts. One of the seasonal personalization options, for example, includes a holiday-themed “Joy to the Movies” gift card design, among many other decorative options throughout the year.

Tags: Cards

New iPhone Device Reads and Charges Credit Cards

24 Oct 2010 | by Billy Miller | No Comments »

Though it seems credit cards these days offer endless functions and benefits, new technology is continually developed like the tiny new plug-in that allows your mobile device to now process credit card transactions. The new plug-in and app combo issimply known as Square and could change the faceof financial transactions starting Friday morning.

What is Square?

Square is a free plastic device, slightly smaller than a quarter, that plugs into the iPod Touch, iPhone, iPad and Android. It comes with a free downloaded application that allows small businesses and even individuals to process credit card transactions no matter where they are.

With each transaction, merchants are charged 2.75 percent of the purchase price, plus 15 cents to swipe a credit card. It requires no contract or set-up fee.

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Why are consumer credit scores constantly changing?

23 Oct 2010 | by Mildred Matthews | No Comments »
Each financial action a consumer takes may affect their credit score, causing it to constantly change.

The economic downturn has put Americans’ credit scores in the limelight, especially as more homeowners struggle to stave off foreclosure by refinancing or modifying their mortgage loans. Although a large majority of Americans are working to improve their scores, it’s important to understand how credit scoring works – and the factors that cause consumer scores to constantly undergo changes.

Credit scores provide a snapshot of a consumer’s financial health. This information is largely determined by the information on an individual’s credit report and his or her payment history, both of which evolve on a monthly basis. For example, if a consumer is late with a payment, his or her credit score will decline slightly. Full Post…

PenFed AmEx Cards

21 Oct 2010 | by Porfirio Hillman | No Comments »

The Pentagon Federal Credit Union (PenFed) is doubling the reward points you can earn on everyday purchases during the first year anniversary celebration of their PenFed Premium Travel Rewards American Express® Card, now until December 31, 2010. The PenFed Premium Travel Rewards American Express Card offers exceptional earn rates, including 5x points on airfare, and, for a limited-time, 3x points on hotels and dining and double points on virtually all other purchases. There are no caps or limits on the number of points cardholders can earn, and there are no foreign transaction fees.