Easy Ways to Safeguard your Credit

03 Dec 2010 | by Mildred Matthews | No Comments »

You’ve worked so hard to get an excellent credit score: you’ve paid your bills on time; you’ve kept your debts to a minimum; and you’ve kept your spending in check. It is therefore more important than ever to do what you can to safeguard your credit.

With identity theft running rampant in today’s society, it is crucial that you do what you can to protect yourself. And here’s how:

  • Always take advantage of your free credit report. Few people know that they are entitled to a free copy of their credit report each year from all, three credit reporting bureaus (TransUnion, Equifax and Experian). Take advantage of this offer and carefully look over your credit history. Note that your credit history and credit score may differ quite a bit from one company to the next, so take the time to really review each of these reports. More import

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Tags: Credit

What option do you have for resolving temporary financial crisis?

03 Dec 2010 | by Admin | No Comments »

Considering that many people now work from their living wage to pay and are in financial difficulty, there are now many finance companies operating on the internet that offer short-term loans. A cash advance loan online is very easy to acquire if you meet certain specific conditions, such as being at least 18 years, have a stable job and an active bank account.

It is much easier to be approved for online resources. You do not have to hassle with going to a bank, standing in a queue and being interviewed by a finance officer who delve into the reasons you need money. Instead you can simply connect to the Internet, find a lender and complete a payday loans online application. Once the application is processed and approved, which is normally immediately, you can expect money being placed on the bank account for your immediate use.

It is a simple, quick and good way to gain money if necessary. Full Post…

SmartyPig Cash Rewards

02 Dec 2010 | by Porfirio Hillman | No Comments »

Now you can save even more money through SmartyPig online social banking with the brand new “SmartyPig Cash Rewards Prepaid MasterCard.” On top of charging no monthly maintenance, customer service or reload fees, the “SmartyPig Cash Rewards Prepaid MasterCard” lets you earn up to 10% cash back at more than 9,000 select U.S. retailers. Once you open your SmartyPig online savings account, you have the option to load funds anytime through your online account onto a prepaid MasterCard for use anywhere Debit MasterCard is accepted. The new Card also provides cash-back savings on everyday purchases and urges you to invite your family and friends to contribute to your account via social networks. Save on!

Are Frequent Flyer Miles Worth the Hassle?

01 Dec 2010 | by Billy Miller | No Comments »

This is a guest post by Jason D. Steele, who has been a personal finance writer for Ask Mr Credit Card’s Blog since 2008. He also hosts his personal blog, Steele Street, where he writes about travel, aviation and consumer issues. You could also follow him on Ask Mr Credit Card’s Twitter.

It is a common question among those who write for travelers: Are frequent flier miles worth the hassle? Like most broad questions, the answer depends on who is doing the asking. Certainly if you have unlimited money, the answer is no, they are not worth the hassle–don’t bother to give out your frequent flier number, don’t track your points and don’t jump through hoops to redeem frequent fliertickets.

Then again, those with unlimited money probably don’t fly commercially, they tend to stick with private jets.

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