Applebee’s now lets you personalize their gift cards with everything from a photo to a personally recorded message. The restaurant has introduced its Digital Gift Cards to allow you to buy and send personalized electronic gift cards 24/7 online via Applebees.com and Applebee’s Facebook Fan Page. What’s more is you can buy and send them instantly to your friend’s mobile device or email any time of day! This is because the cards features 24/7 365 purchase availability. It can also be set up for timed/future delivery; lets the recipient know right away or when you want them to through text messaging; charges you no fees, have no expiration, no shipping, handling, and works same as a plastic card. Get yours today through www.applebees.com or on the Applebee’s Facebook Fan Page!
Credit Scores Used by Employers, The Myth of The Decade
Credit scores used for employment screening? I’ve called it the myth of the decade for many years. Why…because it doesn’t happen. Employ
Welcome in the New Year with a New Attitude on Spending
We all begin talking about “trimming the fat” when the New Year rolls around, but perhaps you can begin thinking about “trimming the fat” in terms of your finances. Make this the year you establish a healthy relationship with your finances and begin to really understand the benefits and satisfaction that come along with handling your money and your budget well. Here’s how to make 2011 the year you finally break yourself if all those poor financial habits and decisions:
- Make a realistic budget – We all make budgets, but how realistic are they, really? Instead of making a budget that you know in your heart and your head just isn’t going to translate well into real life, take everything into consideration so that you have a better chance of pulling it off. For example, if your budget leaves no room for discretionary spending, and you have nothing left over at the end of the month for a birthday present or a new outfit, then you’re bound for disaster. Instead, pad th
Easy Ways to Safeguard your Credit
You’ve worked so hard to get an excellent credit score: you’ve paid your bills on time; you’ve kept your debts to a minimum; and you’ve kept your spending in check. It is therefore more important than ever to do what you can to safeguard your credit.
With identity theft running rampant in today’s society, it is crucial that you do what you can to protect yourself. And here’s how:
- Always take advantage of your free credit report. Few people know that they are entitled to a free copy of their credit report each year from all, three credit reporting bureaus (TransUnion, Equifax and Experian). Take advantage of this offer and carefully look over your credit history. Note that your credit history and credit score may differ quite a bit from one company to the next, so take the time to really review each of these reports. More import



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