Quick Credit Cards

Credit reports contain a variety of liability information including loans, collections and public records.  But, there is also an incredible amount of highly sensitive personal information.  So, what personal information should you expect to see on your credit reports?  Before answering the question it’s best to summarize all of the information in a credit report.

A credit report can be segmented into four distinct sections: personal information, inquiries, trade (or account), and public records.  We’ll focus only on the personal information.  And, you’ll be surprised what information is included and maybe more surprised that there isn’t as much detail as you woulde to expect from a credit report.  Follow me…

Personal information includes names, addresses, social security number, date of birth, and employers.  The name includes your first, middle, last, suffixes such as junior and senior and “AKA.”   AKA (also known as) is usually reserved for females who are or have been married and have had credit in both names.  For example Jane Smith married John Doe and now is Jane Doe, but also had credit under the name of Jane Smith.  Both names will appear on her credit report.

Address information includes your current and several previous addresses, along with the dates these addresses were reported on the credit report. This helps to determine

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