Quick Credit Cards

The HUD reports that denying a mortgage loan to pregnant couples is illegal and will be stopped

Pregnant couples across the U.S. that are trying to purchase a home may be shocked at a report that came to light which stated that many lenders are refusing to underwrite mortgage loans for expectant parents. Lending companies contend that a temporary lapse in income due to maternity leave or parents taking time off to care for their newborn makes them a risk, according to the New York Times.

After the release of the report, the U.S. Full Post…

Last summer, roughly 6,400 7-Eleven franchisees banded together to express their dislike of “interchange fees,” which are the percentage of each transaction made through Visa, MasterCard or other member banks that are collected from retailers each time a credit or debit card is used.

The fees average about 2 percent per transaction or roughly $1,000 per month for some storesand have become too much too pay, resulting in many franchises discontinuing the cash-back option.Many store ownerscreated the “Stop Unfair Credit Card Fees” petition drive tofight the fees. So far, over 1.6 millionsignatures have been collected (Times Herald).

Want to earn rewards without accumulating debt? Well now you can with PerkStreet Financial’s first 2% cash back program for debit card users who have a daily opening balance of at least $5,000. Customers will continue to earn PerkStreet’s standard 1% cash back on all non-PIN debit card purchases even when their account balance is less than $5,000. The new “PerkStreet Financial Visa” Debit Card allows you to earn up to 5% cash back at preferred merchants or in specified categories, making available to the typical American family over $600 annually in exchange for their everyday spending. The membership fee-free “PerkStreet Financial Visa” will be announcing many other special opportunities to earn up to 5% throughout the year.

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Retail credit cards are not known for their advantages over traditional credit cards. They often come with low limits, excessive fees or high interest rates. However, some retail credit cards stand out among the rest for their notable perks and features.

It’s never advisable to open a retail card account just to enjoy a one-time discount at the register because of the long-term effects that card could have on your credit. That said, if you’re a frequent shopper at one of the following stores that makes our top three, the corresponding card may be a good option for you.

Sears MasterCard

One of the biggest advantages of this retail credit card is the co-branding.

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