New Incentives Make Rewards Credit Card Offers Enticing

11 Jun 2011 | by Mildred Matthews | No Comments »

You may not have ever given the idea of a rewards credit card much attention, but with some of the new incentives being offered with rewards credit cards these days, you may just want to take another look at a rewards credit card.

In fact, you may have noticed an increase in the number of credit card offers you receive for rewards credit cards. If you look further into these offers, you will quickly notice that credit card companies are pulling out all the stops when it comes to their rewards card offerings, and some of these perks may be just what you’ve been looking for.

From thousands of extra airlines miles to merchandise discounts and gift cards, the new rewards credit cards are more appealing than ever.

Only Good Customers Need Apply

One major thing that has changed, however, is that credit card companies are only interested in consumers in good financial standing. S

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“Google It” Becomes More than Search Engine Terminology with the New Google™ Wallet

11 Jun 2011 | by Billy Miller | No Comments »

The company that developed the world’s most powerful and versatile search engine has teamed with Citi® MasterCard® , accepted world-wide, and Sprint™to put a world of power and choice into the hands of the people.

Google recently announced both the launch of “Google Wallet” in test markets this summer as well as plans for rapid expansion.

The new application is exactly what it’s name implies, a wallet. Its purpose is to make your life simpler and more organized. The Google Wallet application has the ability to store just about everything you would normally find in your wallet or that you would need for checkout at your favorite retail location, and that storage is much more compact and organized. Everything

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Credit Card Non-Payments Hit a Record Low

31 May 2011 | by Mildred Matthews | No Comments »

The Sacramento Bee newspaper reported in early May that according to the major credit rating agency Moody’s, defaults on credit card payments are about to hit their lowest level in 20 years. Credit card defaults will reach a 20-year low by next year, Moodys Investors Service said Monday, as card issuers remain choosier in their lending practices.

For the past few years card companies have dealt with billions of dollars worth or lost revenue due to uncollectible credit card debt. They made it harder to get credit card applications approved, they raised penalties and rates, and they lowered lines of credit for their customers. But it appears now that with the worst behind them these card companies are once again back in business and eager to offer cards and credit.

For the past couple of years, for examples, defaults added up to a grand total of nearly $75 billion in losses – and that was at just six of the biggest banks and card companies like Amex, Citi, Chase, Bank of America, Capital One, and Discover. But

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Do You Want To Redeem Points for Gift Cards? Then Read This!

30 May 2011 | by Porfirio Hillman | No Comments »

Cashing in your hard earned points for gift cards or gift certificates is one option you have when it comes to redeeming your rewards. If you are the type that likes to trade in your points for gift cards or gift certificates, then there are a few things you should consider when choosing a rewards card. The purpose of a rewards card is to save you money and the way you can do that by maximizing your rewards card so you are using it to the full potential. If gift cards are your thing, then remember to think about these questions when you are on the hunt for a good rewards card. Also, check out the Discover More card featured below which is a great card to use for those that want gift cards!

The first thing to consider when searching for a rewards card is how many participating merchants does the card company partner with. You want to set yourself up with a credit card that gives many options.

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