Quick Credit Cards

Retail credit cards are not known for their advantages over traditional credit cards. They often come with low limits, excessive fees or high interest rates. However, some retail credit cards stand out among the rest for their notable perks and features.

It’s never advisable to open a retail card account just to enjoy a one-time discount at the register because of the long-term effects that card could have on your credit. That said, if you’re a frequent shopper at one of the following stores that makes our top three, the corresponding card may be a good option for you.

Sears MasterCard

One of the biggest advantages of this retail credit card is the co-branding.

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After weeks of partisan bickering, the Senate finally voted this afternoon 60 to 39 to pass Wall Street reform. Officially deemed the Restoring American Financial Stability Act of 2010, it is now headed to Obama’s desk, which he said will be signed next week. Despite the bloated size of 2,319 pages, some feel the bill leaves us with more questions than answers.

Almost everyone agrees that reform is needed, but many question whether this watered-down version addresses the problems… or just creates new ones. For example, the bill remains silent on Fannie Mae and Freddie Mac. Derivatives and hedge funds get to continue their wild West ways. Twe

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New credit check requirements cause of concern for mortgage lenders.

Fannie Mae recently introduced a new rule that would require lenders to run an extra credit check on potential borrowers before they closed on their mortgages. That requirement caused some consternation from consumers, and now lenders are also expressing their concern.

According to a report in the Washington Post, because Fannie Mae has been requiring a second check right before closing, many banks have suffered through logistical nightmares. Full Post…

Alright sports fans! It’s finally here; MasterCard Worldwide and Major League Baseball have teamed to launch the “Priceless Perks” online portal. Weather you’re a Mets or Phillies fan, Yankees or BoSox fan, prefer the National League or advocate the DH, you could all agree on saving through exclusive discounts on officially licensed MLB merchandise and game tickets. Ultimately, bringing you, the fan, closer to the game with these savings, the partnership gives MasterCard cardholders access to exclusive MLB fan experiences; gives you 20% off MLB Shop merchandise; and exclusive MasterCard ticket offers to see their favorite teams.

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