American Express to Offer Mobile Payments

22 Jun 2011 | by Billy Miller | No Comments »

American Express has entered the mobile payment arena with its new mobile application, Serve(SM), targeted at those who use cash, checks and debit cards, rather than the company’s traditional credit card products. Serve uses Android and iPhone applications to manage digital accounts that allow online bill payment, person-to-person transfers and the ability to make purchases at millions of merchants who accept American Express cards.

Investing heavily into the application, Serve was created to take on major competitors in the mobile payment industry such as PayPal, and MasterCard. The digital payment platform will give American Express a foothold in mobile payment management and a piece of the growing Internet sales boom. By 201

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Monster Offers Mobile Banking

22 Jun 2011 | by Porfirio Hillman | No Comments »

Monster Offers mobile banking solutions/Daily Deal aggregation partnered with Iconosys mobile communication app designer services, integrating its one-click mobile payment solutions with such apps as “DealBuzzer,” “DriveReply,” “Trick or Tracker,” and “Tell My Geo.” Thanks to this, by July you will be able to get Monster Offers’ mobile payment solutions through the current and future Iconosys distribution network of mobile phone application users. The partnership will work on future joint development of applications for mobile one-click payments and Daily Deal-related technologies. The Monster Offers family of mobile payment solutions includes?One-Click Payment Processing, Pre-Paid Debit Card, P2P Mobile Money, Daily Deal eWallet, Redemption, Loyalty Rewards, and Merchant Services.

Take Advantage of Great Credit Card Offers by Citibank

22 Jun 2011 | by Billy Miller | No Comments »

Thinking about a new credit card? Now is the time to check out Citi! Three great offers expire at the end of May so there’s no time to lose.

Although CitiBank Platinum Select® MasterCard®, Citi Diamond Preferred® Card, and Citi Dividend Platinum Select® MasterCard have some basic similarities, there are differences between them so you can choose a card tailor-made to fit your needs.

Here’s the breakdown.

Citi Dividend Platinum Select MasterCard

  • Excellent Credit Rating for Approval
  • No Annual Fee
  • Great 0% introductory APR on balance transfers and purchases for 15 months
  • Amazing continuing cash back bonuses including 2% cash back bonus on all purchases made in the first 6 months and a 1% bonus on all purchase after that.
  • Using the online Citi Bonus Cash Back Center, you can average 5% unlimited cash back on purchases from over 400 retailers.
  • Cardholders can enroll in in a special, rotating category each quarter for a 5% cash back bonus. Until J

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How Does Credit Counseling Affect My Credit Score?

21 Jun 2011 | by Billy Miller | No Comments »

When you contact a consumer credit counseling service or undergo a debt management plan, this action does not negatively impact your credit score.  At one time it did, but FICO made changes years ago to their scores, which was an advantage to consumers. Bankruptcy laws require individuals filing for bankruptcy to undergo credit counseling within 180 days of filing for bankruptcy. Credit counseling is considered a positive move to take care of your debt instead of filing for bankruptcy.  The creditors have a better chance of getting some money if you contact to a credit counselor.

Your current and past credit behavior harms your credit score.  If you are considering contacting a consumer credit counselor, you probably have somewhat poor credit already.  If the credit counselor negotiates with lenders for amounts less than you owe, it will be reported as a settlement. Thi

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